Category: Personal Finance
Financial Mistakes That May Haunt Your Retirement
We all make mistakes in our lifetime. Some are better than others, but eventually we shake our heads, and wonder what the heck we were thinking. Hopefully, you didn’t ruin your financial future, but if you had a divorce fall in your path, likely you have some repairs you need to make. An illness […]
The Entrepreneurial Strategy To Overcoming Depression
It’s no secret that the high-pressure world of business can have some unfortunate effects on our health. Aside from the constant stress that comes with being a successful entrepreneur, there’s the ever-present risk of debt. We’ve all seen it happen – an investment goes awry, your forecasts turn out to be off, or a global […]
5 Reasons You Should Not Save Your Money
Saving money is counterproductive. While it’s true that you need to save some money, as repugnant as the idea may be, saving for an emergency, an unforeseen calamity and to create a nest egg for eventual investment are all valid reasons to save money. Beyond that, saving is an exercise in futility and here […]
Break the Habit & Cut the Safety Net
I read an article a while back that did a psychological profiled middle income Americans and wealthy Americans. The goal of the study was to find out the why. Why are some people stuck in the middle class? Why is it that some people are content with mediocrity? The one thing that this study had […]
6 Financial Habits Young Professionals Should Have
1) Knowing where your money is going. You’re part of a tech-savvy generation. If you aren’t tracking your spending online yet, you should be. Websites like Mint, You Need a Budget, or Manilla can serve as a starting point for not only tracking your spending, but setting parameters around it as well. Gone are the […]
Why Aren’t Millennial’s Pulling The Trigger on a New Home?
I still get the terms confused all the time…young adults are labeled as “Millennial’s”, “Generation Y”, “Boomerang kids” – all to describe Americans currently aged 18-35. Life was much easier for me as I grew up in the “Generation X” era. We only had one label similar to baby boomers. I still don’t know why […]
Money Management 101 For 20 Year Olds
If there’s one thing all humans are bad at, it’s money management. If we were as good at budgeting and investing as we were at gossip, the financial problems of the world would be extremely low. We don’t have that luxury, however. What we do have is a brain. In that brain, we can […]
10 Mistakes That Millennials Make With Their Credit
Millennials are generally described as those born between 1982 and 2002. These are people who have grown up with technology. They have information at their fingertips 24 hours a day. No previous generation has had easier access to financial planning tools to help them plan their future. There is a downside to being a […]
5 Smart Money Moves to Make Before You Hit 30
When it comes to creating financial stability for later in life, the earlier you start the better off you should be. There are numerous money saving techniques that you should consider before you hit 30, if you want to have the comfortable retirement most people dream of. This includes going through your finances with a […]
Education Is Good, But What Kind?
Education is good. It is good in a different way and for different purposes than you might have thought. College is necessary. It is needed for the advancement of technology, humanity, and to make sure we live like humans. There is no better indicator of societal advancement than the level of education the masses receive. […]
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