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3 Tips to Saving Money After College

| January 4, 2013 | 3 Comments

As a recent college graduate, earning a salary, I had to learn on the fly on how to effectively save money. Fortunately, I was able to listen to the vague advice from my Dad who instructed me to “save my money”. Those who need a little more direction than that can read this article for […]

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How To Supplement Your Income While You Work On Your Home Business

| January 3, 2013 | 0 Comments

If you’ve made the leap from nine-to-five to working from home, with enough backup capital to keep your enterprise going during that indefinite start-up period, then congratulations are in order. You’re prepared, you’re grounded, you’re relaxed and, largely, you’re fictional. Most home businesses are, to put it charitably, under-funded. Even if you’ve planned well and […]

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How to Price Your New Product Right

| January 3, 2013 | 1 Comment

When you are new to the marketplace, pricing your product or service is an important and many-layered process. You don’t want to over-price and scare off customers, but you also don’t want to underprice and send a message that your service is cheap. Your customers are smart enough to know that they usually get what […]

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My Life, My Money: How to Control Your Personal Economy

| December 30, 2012 | 0 Comments

In these uncertain economic times, it is tempting to blame your financial situation on the economy, especially when the news continually floods the airways with negativity. Although media pundits and financial experts would like us to believe otherwise, you can’t control the overall economy, and contrary to popular opinion, neither can politicians. What you can […]

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It’s Never Too Early for Young Professionals to Start Building Wealth

| December 26, 2012 | 1 Comment

For many young professionals, building wealth may seem like a topic geared more towards those who are planning for retirement instead of those who are in the early stages of a career. However, it’s never too early to start accumulating wealth. In fact, the earlier you start, the better off you’re going to be. Investors […]

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Is Your Bank Committed to Your Small Business?

| November 18, 2012 | 2 Comments

Despite benefitting from a low cost of capital, your enterprise is still burdened by higher costs to finance its inventory, its capital expenditures and most importantly, its receivables. Why is this happening? Well, in this economy customer demand is down, and customer bankruptcies are up. Both increase your costs of financing, and both impact your […]

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Small Business Loan Refinancing: Is Now The Right Time For You?

| November 17, 2012 | 3 Comments

It is very common for small business owners to take out small business loans to raise the capital they need to cover all of their start-up costs.  From paying for rents at their commercial building to investing in marketing materials, there are several start-up costs that the average entrepreneur cannot cover without help.  But when […]

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Top 5 Principles of Economics for Entrepreneurs

| November 11, 2012 | 4 Comments

Economists love theory – sometimes, they love theory so much that they forget about the applications. As an entrepreneur and an expert in practicality, you can enjoy the fruits of economic theories. Below: five principles of economics for people of action. People respond to incentives. When you fully understand this principle, the rest of economic theory […]

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Is Crowdfunding Right For Your Business?

| November 9, 2012 | 1 Comment

There’s been a lot of recent buzz around crowdfunding, but is it best for your business? Crowdfunding can be particularly useful for idea stage startups, because without the figures to base a loan upon it can be difficult to get a bank to lend you the money, and often it’s too early for angel investors. Finding investors […]

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Financially Savvy: How to Approach Credit Cards as a Young Entrepreneur

| November 7, 2012 | 0 Comments

I remember how excited I was when I first decided to open my own custom-made apparel store. For years, I had imagined what it would be like to finally branch out and start selling my own women’s clothing designs, but nothing could have prepared me for the financial hardships I was about to face. Being […]

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