Tag: personal finance
Money Tips: 10 Best Personal Finance Books of All-Time
Money management is one of the most important skills a young person can develop. Unfortunately, many people lack even the most basic money management skills for one reason or another. It’s why we see so many problems with credit card debt, loans and lack of retirement planning. In most cases the skills needed to fix [...]
Want More Money? 12 Free Math Courses to Improve Your Personal Finances
Want a secret to improving your personal finances? Improve your math skills! Scared yet? Even if you’re not a math wiz it’s not as hard as you think. Math is all around us and everyone could use a few pointers on how it plays a roll with money and economies. The below math & business courses are [...]
The Best Websites to Manage Money & Credit
As an entrepreneur, our busy schedules might not cooperate with managing our money or credit. I’ll be the first one to admit that sometimes I overlook due dates and pay my bills a few hours before it’s due. Technology has created ways where a lot of the menial tasks can be automated. There are tons [...]
A 20-Something’s Guide to Smart Financial Choices
There are many struggles facing recent college graduates in today’s society. We’ve all heard about them in the media—endless discussions of mounting student loan debt, a bitingly competitive job market, and an overall failing national (and potentially global) economy. Sure, this is a lot to take on as a 22 or 23 year old whose [...]
Creating a Budget? Try a Spending Journal First
I’m a huge fan of budgets. But I’m a bigger of spending journals. Why? Because spending journals are the foundation of creating your monthly budget. So what exactly is a spending journal? A spending journal is where you keep track of all your daily expenses including the .25 cent pack of gum you bought. It [...]
Saving Money, Like a BOSS!
My last article mentioned some tips on how to live frugal as an entrepreneur, but now I’m going to share some advanced level tactics on how to save money. Technology has literally shaped how we shop, spend money, and look for deals. As an entrepreneur myself, it’s critical to keep my spending as lean as [...]
Save Something…Anything
Young professionals (and entrepreneurs) need to save a consistent amount of every paycheck. If you can afford to save $500 a month, then you need to. If you can only afford to save $20 a month, then you need to do that too. It may seem insignificant, but over a 30-40 year career it makes [...]
Earn an Extra 500k: Why that Tax Refund Might Save Your Retirement
Your 2011 tax refund from Uncle Sam may have recently shown up in the mail or, more likely, directly in your bank account. Time for a vacation or that new gadget? Though it’s tempting to use your refund for lots of different things, look at it this way: That refund could actually be the meal [...]
Personal Finance – What’s in a Name?
Thanks for joining me at this new column. Together, we’ll talk about simple steps anyone can make to cut through the complexity and jargon to improve financial outlook. This post will focus on one specific pitfall I believe hampers people from getting their fiscal house in order. If you ask 10 people to describe “Personal [...]
3 Online Tools That Actually Help You Save Money
Generation Y was hit hard because of The Great Recession. Four years later and we’ve still got major credit card debt, student loans and underemployment. To make matters more interesting, many of us have decided to take on the route of entrepreneurship which can lead to unfixed income for quite some time. Now, I’m not [...]
