John Smith, a 68-year-old retiree, found himself looking for ways to stay active and supplement his income. “I didn’t want to sit at home all day, but I also didn’t want a full-time commitment,” he said. Like many retirees, Smith discovered that part-time work was the perfect solution.
According to a 2024 survey, about 20% of self-described “retirees” still work full- or part-time, while another 7% are actively seeking employment. While some retirees work for financial reasons, others do it for the social and emotional benefits. However, it’s important to understand how part-time work can impact Social Security benefits and taxes.
Nearly 40% of Social Security beneficiaries must pay federal income taxes on their benefits, especially if they have additional income sources. The Social Security Administration also reduces benefits if you earn above a specific limit before reaching full retirement age. Despite these considerations, there are many part-time job opportunities for retirees.
Administrative assistant positions involve tasks like answering calls, scheduling appointments, and preparing documents. These jobs are not physically demanding and offer flexible hours. Customer service agent roles are another option, where retirees can use their patience and problem-solving skills to help customers.
Part-time roles for active retirees
Many of these positions offer remote work opportunities. For those who enjoy being out of the office, insurance claims investigator jobs involve inspecting properties related to insurance claims.
These positions are considered “age-friendly” and offer flexible schedules. Real estate agent is another popular choice for retirees. While it requires coursework and licensing, it offers the flexibility to set your own hours and earn a substantial income.
Tutoring is a great option for retirees who enjoy teaching. There is high demand for math and English tutors, but opportunities also exist in other subjects. Finally, web designer positions are ideal for retirees with previous experience or those willing to learn through online courses.
These jobs involve coding webpages, meeting with clients, and testing website features. “I decided to become a part-time tutor,” Smith said. “It’s been rewarding to help students and have a flexible schedule.
Plus, the extra income has allowed me to travel more and enjoy my retirement.”
As more retirees choose to work part-time, it’s clear that there are many opportunities available. By considering your skills, interests, and financial needs, you can find a fulfilling post-retirement career that keeps you active and engaged.
