The Department for Work and Pensions (DWP) is urging low-income pensioners, including women born in the 1950s who were affected by changes to the State Pension age, to check if they are eligible for Pension Credit. This benefit could provide an average annual boost of around £4,200. Recent figures reveal that an estimated 760,000 older people are still not claiming Pension Credit, even though they are entitled.
Spencer Churchill Claims Advice warns that many pensioners could be missing out on this financial support, which can also unlock additional benefits such as help with rent, Council Tax, heating bills, and even a free TV licence for over-75s. A spokesperson said, “Pension Credit is a hugely important benefit for those struggling to make ends meet, particularly women born in the 1950s, many of whom faced financial hardship due to unexpected increases in their State Pension age.
Encouraging eligible pensioners to claim
Unfortunately, far too many people are unaware they qualify, leaving them without the support they desperately need.”
Pension Credit is a means-tested benefit that tops up the weekly income of eligible pensioners to a minimum level of £218.15 per week for single pensioners and £332.95 per week for couples. For those who reached State Pension age before April 6, 2016, the income thresholds are slightly higher at £260.68 per week for single pensioners and £380.55 per week for couples. A successful claim can also open the door to additional benefits, including Housing Benefit for those who rent, Council Tax reductions, free dental treatment, glasses, and transport costs for hospital appointments.
Additional support includes help with heating costs through the Warm Home Discount Scheme and Winter Fuel Payment, plus a free TV licence for those aged 75 and over. Despite government campaigns, Pension Credit remains one of the most underclaimed benefits. Over the coming weeks, the DWP will send out millions of leaflets alongside State Pension uprating letters to encourage eligible pensioners to apply.
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