Metallicus, a leader in blockchain technology, has partnered with Payfinia, a US Credit Union Service Organization (CUSO) specializing in instant payments, to bring instant payment capabilities and cryptocurrency services to credit unions across the United States.
This partnership will enable credit unions to offer their members seamless fiat-to-crypto transactions, digital asset management, and real-time payments while ensuring compliance with regulatory standards. In this way, this bold new partnership forged between Metallicus and Payfinia charts a revolutionary path forward for the two companies and the industry.
Metallicus-Payfinia Partnership
Metallicus and Payfinia will equip credit unions with instant payment functionality, custom blockchain solutions, and comprehensive fraud controls through their new partnership. These features will ensure credit unions remain competitive in the ever-changing financial landscape.
Key Products
- Metal Pay – Consumer-facing crypto trading app
- Metal Pay API – Enables fiat-to-crypto transactions for financial institutions
- Instant Payments Xchange (IPX) – Payfinia’s secure instant payments platform
America’s Credit Unions Governmental Affairs Conference 2025
As cryptocurrency adoption and instant payment solutions continue to evolve in the US, Payfinia and Metallicus will attend America’s Credit Unions Governmental Affairs Conference 2025 in Washington, DC, from March 2 to 6.
Quotes from Leaders
“This partnership solidifies Metallicus’ commitment to delivering compliant blockchain and cryptocurrency infrastructure and innovative money movement solutions for financial institutions. By joining forces with Payfinia as one of our preferred API payment services partners, we ensure credit unions have access to secure, regulatory-compliant crypto solutions that meet the evolving needs of their members while maintaining industry competitiveness,” Frank Mazza, Director of Blockchain for Institutions and FinTechs at Metallicus.
“We are thrilled to be at the forefront of unique partnerships. Payfinia’s secure instant payments framework bridges standard monetary systems and an emerging digital asset framework managed by Metallicus. Enabling use cases that are fully embedded within existing digital experiences simplifies payment orchestration, leverages a suite of layered fraud controls, and unifies real-time send and receive capabilities. We look forward to collaborating with the Banking Innovation Program participants to accelerate additional use cases enabled by integrating Payfinia’s Instant Payment Xchange (IPX) platform and the Metallicus MetalPay API-based framework,” Keith Riddle, General Manager, Payfinia CUSO.
Metal Blockchain Banking Innovation Program
Beyond the partnership, Payfinia will join the Metal Blockchain Banking Innovation Program, an incubator led by Metallicus that enables financial institutions to explore blockchain technology. Participants collaborate with Metallicus’ engineering team to develop compliant financial solutions in the name of exploring applications such as:
- Stablecoins
- Instant payments
- Tokenized assets
- Digital identity solutions
All innovations will be built on Metal Blockchain, a BSA-compliant blockchain with integrated KYC/AML controls that ensure security and regulatory compliance. In this way, the new partnership between Metallicus and Payfinia takes great strides in establishing the regulations, safety nets, and precedents necessary for the industry to move forward with blockchain and cryptocurrency technology.
About Metallicus
Metallicus is a leader in blockchain technology for financial institutions and the core developer of The Digital Banking Network (TDBN), an open-source blockchain banking protocol integrating Digital Identity (DID) and stablecoin technology for secure, compliant global transactions. Its blockchain-based financial tools include:
- Digital wallets
- White-labeled crypto offerings
- Credit Union Service Organization (CUSO) solutions for real-time settlement, automated compliance, and enhanced member services
About Payfinia Inc.
Payfinia Inc. is an independent payments company and Credit Union Service Organization (CUSO) that provides community financial institutions (CFIs) with ownership and access to instant payment services. Payfinia’s flagship product, the Instant Payments Xchange (IPX), offers:
- Secure, scalable, and cost-effective real-time money movement
- Integration with traditional payment solutions through third-party digital providers
- A robust, unified payments ecosystem for financial institutions
