The Social Security Administration has announced that the last payment for retirees and disability beneficiaries for November 2024 could be up to $4,873. This amount is available to a specific group of United States citizens who meet certain criteria. The final payment represents an opportunity to receive the maximum check available under particular conditions.
This payment is reserved for those retirees belonging to Group 4, defined by when they started receiving their benefits and birthdays. To qualify for the November 27th Social Security payment, you must have started receiving Social Security after May 1997, and your date of birth must be between the 21st and 31st of the month. Meeting these two conditions is essential for this group.
Achieving the maximum Social Security check requires strategic financial planning throughout your working life. Key strategies include delaying claiming the benefit until age 70, working at least 35 years, and maintaining consistently high earnings. Due to the official payment schedule, the United States government has confirmed that a significant group of retirees will not receive any additional Social Security payments until December.
November Social Security Group 4 payments
Groups 1, 2, and 3 retirees have already received their November payments. The only remaining group set to receive a deposit this month is Group 4, scheduled for November 27.
The December schedule will follow the usual Social Security structure, staggered deposits according to the four groups. Group 1 will receive their payment on December 1, Group 2 on December 11, Group 3 on December 18, and Group 4 on December 24. December’s Supplemental Security Income (SSI) payment, worth up to $943, will be distributed to beneficiaries on November 29 because December 1 falls on a Sunday.
SSI payments are provided to individuals whose income is affected by disabilities. The amount received by SSI recipients depends on their filing status. Individuals can receive up to $943 per month, couples filing jointly can receive up to $1,415, and essential persons who provide necessary care to SSI recipients can receive up to $472.
Inflation has resulted in a 3.2% increase in these amounts since last year.