The Social Security Administration has confirmed the dates and maximum amounts for Social Security payments in February 2025. This provides a reliable schedule for beneficiaries without changes in payment amounts. Beneficiaries will receive their February 2025 payments based on their birth dates.
Payments for those born between the 1st and 10th of the month will be on February 12. Those born between the 11th and 20th will receive payments on February 19. Payments for those born between the 21st and 31st will be on February 26.
Recipients of Supplemental Security Income (SSI) will get their payment for February 2025 on January 31, 2025. This is because February 1st falls on a weekend. The maximum Social Security retirement benefits payable in 2025 will vary depending on the age at which an individual retires.
February 2025 Social Security payments
For those retiring at full retirement age in 2025, the maximum benefit will be $4,018 per month. Those retiring at age 62 in 2025 will have a maximum benefit of $2,831 per month.
For those delaying retirement until age 70 in 2025, the maximum benefit will reach $5,108 per month. These amounts reflect a 2.5% Cost of Living Adjustment (COLA) announced for 2025. This is designed to help beneficiaries cope with inflation.
The increase will affect more than 72.5 million Americans receiving Social Security benefits and Supplemental Security Income payments. The monthly maximum Federal amounts for SSI in 2025 are $967 for an eligible individual, $1,450 for an eligible individual with an eligible spouse, and $484 for an essential person. The Social Security Administration encourages individuals to use their online services.
This provides quick and convenient access to information about benefits and any updates to the payment schedule.
