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finance

6 Must-Haves in Today’s Workplace Wellness Programs

by / ⠀Startup Advice / July 5, 2019

The concept of wellness is an old one. Originating thousands of years ago, wellness describes a harmony between one’s body, mind, and spirit. Wellness gained steam in the West in the 1980s, and soon, the workplace wellness program was born.  In the 40 years since, a lot has changed. For one, wellness programs were once found primarily at enterprises. Today, they’re actually more common at startups, where 85…

Trading College for Credit: Interview with Paul Gu of Upstart

by / ⠀Entrepreneur Interviews Entrepreneurship Startup Advice / January 26, 2015

Being young can be inexpensive if you choose to live out of your parent’s basement with little aspiration of improving yourself or going anywhere in life. If you desire to pursue an education, start a business, or go after your dreams in general, it’s usually going to take money to get there. The problem with being young and needing money is that no one wants to give it…

The Financial Side of the Startup – Interview with Lili Balfour

by / ⠀Entrepreneur Interviews Entrepreneurship / December 10, 2013

Raising startup capital can be tricky.  Many startups fail before getting started because of financial limitations.  Despite the need of many young companies, banks aren’t exactly jumping at the chance to work with 20-30 year olds with a new business idea.  Due to the volatile nature of a startup and high failure rate, there is a substantial level of risk for banks working with early-stage companies. This risk…

Six Creative and Solid Ways to Finance Your Business

by / ⠀Startup Advice / January 25, 2013

Financing a business is one of the most challenging activities in running an enterprise, so much so that many businesses have gone down due to lack of funds. Sadly, this is a situation that could have been avoided if the owners knew where to source for funds. Some of the most dependable ways to accessing finance for a business include: Seek help from angel investors Start up business…

Traditional vs. Roth – One IRA to Rule Them All

by / ⠀Startup Advice / August 24, 2012

My last post on saving money had some interesting comments (Thanks to everyone who reads, Likes, Tweets or comments!) that got me thinking about my next topic. I decided to take a specific topic (retirement accounts) and explore it a little more in-depth. I want to talk specifically about Roth IRA’s and how they can benefit savers and investors. I want to emphasize that Roth IRA’s are absolutely not for…

3 Online Tools That Actually Help You Save Money

by / ⠀Startup Advice / June 4, 2012

Generation Y was hit hard because of The Great Recession. Four years later and we’ve still got major credit card debt, student loans and underemployment. To make matters more interesting, many of us have decided to take on the route of entrepreneurship which can lead to unfixed income for quite some time. Now, I’m not bringing this stuff up as a downer. In fact, when it comes to…

5 Ways To Finance Your Startup

by / ⠀Funding / March 30, 2012

Your business is never going to get off the ground unless you have the money to do so. Most small businesses fail simply because they do not have the money to keep going. Employee salaries, equipment and supplies are all costs that can hinder the development of your company. Fortunately, you have many options when it comes to getting the financing necessary to grow your company. Venture Capitalists…

Should You Take on Debt to Grow Your Business?

by / ⠀Funding Startup Advice / December 29, 2011

Debt can be a scary thing especially in today’s economy. However, it is also crucial to growing and expanding any business. It can help you move forward faster and more efficiently than your competitors. You would find it difficult to find a small business owner who never took on any debt at any stage of the business whether it was a loan, credit cards or another method. Of…

6 Little Ways to Save Big Money in Your Daily Life

by / ⠀Startup Advice / August 18, 2011

My name is Danny Kofke and I am currently a special education teacher in Georgia. I am also the author of the book “How To Survive (and perhaps thrive) On A Teacher’s Salary.” In addition, I have another personal finance book – “A Simple Book of Financial Wisdom: Teach Yourself (and your kids) How To Live Wealthy with Little Money” – scheduled for release this fall. My wife,…

4 Essential Aspects Of Your New Year Financial Plan

by / ⠀Funding Startup Advice / February 5, 2011

As a new year begins it is common for people to create resolutions for the new year, especially around financial planning. The new year is a great time to set financial goals and get yourself on the right track for the year. However, it is important that your financial goals are all encompassing and account for saving, investing, retirement planning, and debt elimination. While each person?s financial plans…

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